Festival Insurance

Festival Insurance

As a festival, you can get general business insurance from any insurer. But there are good reasons for working with a specialist broker who understands how festivals operate and can provide tailor-made insurance and advice for festivals.  

Festivals can involve some major implications for insurance, and many non-specialist insurers have fixed (and inaccurate) ideas about the industry – charging high premiums to protect themselves against the perceived high costs of cancellation, temperamental artists, unsociable hours and “high-risk” activities.

Specialist Festival Insurance

We've designed Festival Portfolio to be a specialist policy that uniquely fulfills all the festival insurance requirements of a 21st century festival.

It offers exceptionally comprehensive protection, with all covers under one policy, helping to protect festivals from spiralling insurance premiums, inadequate cover and expensive duplications. Festival Portfolio is exclusively available through La Playa and is underwritten by arts-friendly Covea Insurance.

Premiums start at £500 plus tax.

La Playa is the official provider of festival insurance for the British Arts Festivals Association and the Association of Festival Organisers. Click on the logos for more information.

British Arts Festivals Association BAFA logo               

Festival Insurance Portfolio covers include:  

  • Property: worldwide cover for office contents, computers, musical instruments, hired-in equipment, marquees, tents, audio & visual equipment and plant, merchandise stock, CDs, brochures and programmes
  • Business Interruption: protects income streams during physical and technological disruptions (fire, flood, power & telecommunications failure, prevention of access to venues)
  • Employers’, Public and Product Liabilities: for volunteers, freelancers, audiences, food/drink and merchandise
  • Money: box office receipts, fees, subsistence expenses and programme/merchandise cash anywhere in the world
  • Trustee Liability Insurance: protecting your Board against allegations of mismanagement or breach of duty
  • Legal Expenses: protects your company in employment disputes, health & safety issues, contract disputes and tax issues, and provides an advisory service
  • Professional Indemnity: protects against allegations of negligence,breach of duty or mismanagement
Festival Portfolio Flamenco Dancer

“Glad we've gone with you - service has been really prompt and professional.”

D. Oliver, Venue


Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

Monthly Payments
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About La Playa Arts & Entertainment

Specialist & Independent

Specialist & Independent

The arts present a very specific set of risk exposures – and now your digital and online risks can expose you globally. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your organisation.

Our exclusive portfolio policies can help streamline costs, and we’ll always help you stay ahead of the game in managing risk. The show must always go on - insurance isn’t just about processing a claim, it’s about thinking laterally to solve challenges and problems fast.

At La Playa, we’re passionate about the arts and creative industries – many of us are practitioners and active consumers; in fact, La Playa founded the first ever corporate art collective!

In-house IFA

We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof

Advice You Can Trust

…from an expert who understands you

  • Specialist insurance for entertainment and the arts
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US

Premiums start from £560 inclusive of IPT

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