None of us like the thought of terrorism, particularly experiencing it in our own country. But the reality is, it’s here, and with the recent use of vehicles perpetrating terrorist acts on high streets, it's a more tangible and rapidly perpetrated threat than ever before.
If an incident occurs, clearly your first concern will be for your safety and that of your loved ones. But have you considered what a terrorist incident in your area could mean for your business?
Did you know, for example, that damage to private art and property caused by a terrorist attack is insured by the government, but commercial interests are not? You need to opt in for terrorism insurance for your business, to recoup your financial loss to stock and property and get your business up and running again quickly.
You also need to consider whether your business will be affected longer term by disruption to local infrastructure, road closures and services, even if your own property escapes unscathed.
Terrorism insurance for specialist art galleries and dealers can be expensive and hard to get hold of when not attached to a package policy, so make sure you’re talking to a broker who can arrange an all-inclusive Dealers' package for you. Call us or drop us a line on 01223 200650
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