Hull and Machinery insurance provides vital “All Risks” cover against physical damage to your vessel and its machinery, including breakdown, structural defect, accidental and negligent damage.
Tenders, toys and personal watercraft are typically included in Hull & Machinery cover. However, it’s important to specify the detail and value of each item to be added to the overall Hull & Machinery sums insured.
Your personal effects and those of your family, crew and guests can be covered on a worldwide basis on board your yacht. This may include works of art, fine wines, jewellery and hi-tech devices. Specifying items at the start helps to simplify matters in the event of claim.
What's Covered with Hull and Machinery Insurance...
All risks for:
Specialist & Independent
Our Marine team has decades of experience in yacht insurance – we can guide you through the decision-making process, providing personalised risk advice and protecting your precious downtime. We provide a human face to make sense of marine insurance – real people who work with you at your pace, providing as much (or as little) detail as you wish.
But what makes us unusual is our “portfolio” approach, allowing you to combine your marine, home and vehicle insurance needs. This is no “bolt-on”: by streamlining specialist marine insurance with high net worth home and motor cover, we present an overall more attractive risk package to the insurer. This can mean better rates and time savings - just one payment and a single policy anniversary, minimising the possibilities for gaps in cover and maximising your peace of mind.
In-house Wealth Management
We also offer Investments & Pensions and Financial Planning: a joined up approach with a team of advisers working for your best financial interests - all under one roof.
Advice You Can Trust
…from an expert who understands you