Savings and Investment

Savings and Investment

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs.

We’ll talk through your expectations and specific investment goals (be it further education or a major purchase such as a holiday home), and how much risk you feel comfortable with.

La Playa Wealth can structure a portfolio of investments to fit your tax situation, your attitude to risk and your ethical stance. 

Then we’ll journey with you, proactively managing your investments, flexing the plan and reacting quickly to changing times.

Cash Management

Our Cash Management service is intended to make cash deposit holdings easy for you to control. It provides active management of deposits of £100,000 or more, aiming to achieve interest rates superior to those available on the high street.

Once the funds are paid in, changes can be made by telephone or instructions emailed without the need for more forms or for money to be moved back to your own account between transactions.

Discretionary Fund Management

Our Discretionary Fund Management service is ideal for investing larger sums that you want managed on an “active” basis.  Your money is managed by investment professionals who can make decisions on your behalf.  You can select the level of risk with which you feel comfortable and whether income or growth is a higher priority, and then the investment decisions are made for you.

Investment Bonds

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs. Investment Bonds:

  • ...are lump sum investments in similar areas to those targeted by OEICs & Unit Trust
  • ...can provide certain tax advantages and a facility to withdraw up to 5% of the initial investment as a regular “income”.

OEICs & Unit Trust

Whether your priority is improving your lifestyle or attaining financial security, we’ll help you create wealth that can provide funds for your short, medium and long term needs.

Unit trusts & OEICs (Open Ended Investment Companies) provide an alternative to investing directly into shares, as you invest collectively with other individuals into investment "funds".

Funds can invest in UK & International equities, government & fixed interest securities and commercial property.  They may also focus on specialist investment sectors such as technology or socially responsible enterprise.

Offshore Investments

Offshore investments work well for people who spend some of their time abroad, or who plan to live outside the UK and don't want their investments to be subject to UK tax rules. 

They also enable UK-based investors to “defer” paying tax on some of their investments until a time of their choosing.

Offshore investments are usually based in recognised domains such as the Channel Islands, Dublin and Luxembourg. 

ISAs

The Individual Savings Account (ISA) is a tax-efficient way of saving money to provide a lump sum, for whatever purpose, for the future.

You can invest in stocks and shares or cash. Talk to us to find out how they might work for you. We’ll steer you through the difficult waters of ISA rules to achieve the maximum benefit.

Financial Planning Eggs

“You've been brilliant!”

Michael M

 

Ready to work with us?

You can call us to talk more about your insurance on +44 (0)1223 200650 or +44 (0)20 3865 0149

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About La Playa Private Client

Specialist & Independent

La Playa's Personal Risk Concierge service means advice you can trust - from an expert who understands you:

  • Specialist, global policies for affluent lifestyles
  • Independent, specialist advice
  • Boutique–style, luxury service
  • “Can do” culture
  • Worldwide capability with offices in London & New York

Independent and specialist
As an independent broker, we can advise on the best policies available - and on risk management measures including valuations, security, fire prevention and property marking - preserving the value of your property and giving you complete peace of mind. We have access to excellent terms with market-leading high net worth insurers.

In-house Wealth Management
We see insurance as integral to your financial planning - and our in-house financial advice team provides Wealth Management, Pensions and Financial Planning; a joined up approach with a team of advisers working for your best financial interests - all under one roof.

What does “Boutique Service” actually mean?
La Playa’s Personal Risk Concierge means:

  1. A dedicated adviser so you can speak to the same person each time
  2. Careful listening to really understand your needs and priorities
  3. As much help as you need with completing forms to provide risk information
  4. A discreet and complimentary appraisal* of your property to assess the risks and ensure you have the right cover where you need it
  5. An independent market review - so you don’t have to shop around comparing policies, cover limits, risks covered and smallprint exclusions
  6. Careful monitoring of the insurers’ financial strength, claims and customer service
  7. An independent recommendation of the best policy for you - and, importantly, why
  8. Specialist policy wordings from underwriters who have demonstrated excellence and deep understanding of your risk exposures. We have analysed a wide range of policy wordings and have selected only the best for our panel. Our advisers have a deep working knowledge of these policies 
  9. An intelligently designed portfolio of protection across multiple asset classes and territories
  10. Advice on how best to manage your risks - to keep you safe but also to keep insurance costs down
  11. Expert guidance on valuations, security and risk management, and connecting you with specialist advisers and suppliers
  12. Direct phone, mobile and email access to your adviser for questions and advice. We aim to respond to emails within 60 minutes
  13. Policy documents emailed to you - no logins and passwords to remember
  14. An advocate beside you if you make a claim - thinking laterally to mitigate the impact, making useful connections to get you back up and running; driving through to a swift and fair financial settlement

Oh, and...

  • No call centres
  • No ‘hold’ music
  • No hidden fees

*subject to availability with our insurer panel

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