La Playa can help you get expert cover in:
Health insurance is a flexible benefit that enables your staff to seek treatment immediately and help them get back to work sooner. This is particularly important for key employees whose absence would adversely impact the business. We can also help with health screening and staff wellbeing services.
Typical cover includes:
• Appointments scheduled to suit your diary
• Access to experienced consultants and medical experts
• Some services come with 24 hr access to a GP or counselling
• Access to the latest drugs and treatments
What's your plan if a member of your staff is ill on a long-term basis? Does your business have the means to support an employee on long-term sick leave?
Income protection works by contributing a percentage of salary to help in the event of long-term incapacity. It reduces employees’ reliance on the state and/or discretionary employer sick pay schemes. Linked to your liability insurance, this can then reduce any settlement figure for loss of earnings.
Cover can include...
• Continued benefit if your employee returns to work in a reduced capacity, with a reduced salary
• Under the current rules, payments can be tax-free (although this may change in future)
• Rehabilitation support, to help employees get back to work healthily
If one of your employees died, can you offer any financial protection for their family?
We'll talk through your options in providing life assurance for staff, giving them peace of mind that their dependants have some financial security on their death. This is usually by way of payment of a multiple of their salary.
Annette B, Company Secretary, ICT
Specialist & Independent
La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language. We’ll support you with great advice - helping you make good decisions for your business.
We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof
Advice You Can Trust
…from an expert who understands you
Tech-based business is 24/7, global and borderless, exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.