Annual Travel Insurance
We can design a travel insurance policy that covers the whole year's trips in one go. It's a hassle-free way of ensuring you and your family are insured for any number of trips throughout the year - and it's provided at no extra charge in some policies.
Travel insurance can become a mass of confusing jargon that obscures what you'll actually need in a crisis. Life's for living - but many of your family's life adventures may be excluded from your travel policy. If you ski off piste or dive, for example, you may not be covered.
At La Playa we will talk you through your specific needs, be it pony-trekking or sailing the Greek Isles, to make sure your travel insurance never lets you down.
Checklist
Does your existing travel insurance include covers such as these?
- Insurance of children whilst on overseas school trips
- Cover for nannies for family holidays
- Medical Expenses
- Cancellation/Curtailment
- Personal Accident
- Delayed Departure
- Hijack
- Loss of Documents
- Delayed Baggage
- Catastrophe
- Winter Sports
- Skis
- Travel Disruption
If you holiday in the USA or Canada, cover is available at no additional charge for the third party liability and damage to rental vehicles up to £1 million. To buy the cover separately, however, is usually £150 per week.
Case Study
We contacted a client about his policy renewal, and found him stranded in Venice by the ash cloud from the Icelandic volcano. Reminding him that his home insurance with Chubb included travel cover, we suggested he make a claim. Returning home, he submitted receipts for his additional costs, including Orient Express tickets at £3,190, taxis, meals, books, clothing and even a sightseeing tour. He’d bought a shirt and tie, suitcase and suit carrier to comply with the Orient Express dress code. The total amount claimed was £4,739. Chubb deducted the clothing and books but paid for the suitcase and five extra days’ house-sitting fees and offered £400 for travel delay. After the excess was deducted, a total payment of £4,372 was agreed. The client was delighted to see this credited to his account within 24 hours of providing his bank details.
Gareth Cotton
Account Executive, Private Client
gareth.cotton@laplayainsurance.com
 | Talk to me on 01223 200665 |
Testimonial
“I value the on-going personal flexible service, time and support from Matt Mullee.”
Kate M, Private Client
