R&D Insurance

R&D Insurance

Intelligence insurance for R&D companies with Lab Portfolio™
Protect the fruits of your invention

Biotech | Contract Research | Medical Device Development | Analytical Labs | Micro & Nano Engineering Labs | Environmental Testing Labs | Agribusiness | Toxicology Labs | Life Science Incubators & Trade Associations

Bullet-proof your enterprise with Lab Portfolio™ from La Playa - a specialist insurance policy for start-up, early stage and SME research and development businesses. Click here for the online application.

Working in R&D, you need specialist advice and insurance from a broker who really understands you. The way you raise and spend capital, conduct R&D operations, create critical research materials and data, develop novel products and deliver services all demand new thinking when it comes to arranging insurance.

Lab Portfolio™ is a practical, modular insurance solution that starts with Employers’ and Public Liabilities and builds in other covers as and when you need them, meaning you only pay for the insurance you need, when you need it.

Key features:

  • Employers’ Liability Insurance: covers your liability to employees for injury or illness arising from their work.
  • Public and Products Liability Insurance: protecting your business against allegations of negligence resulting in third party injury or property damage.
  • Professional Liability: dealing with allegations of negligence or poor performance in your services.
  • Property Insurance: protecting your physical assets including buildings, improvements (such as lab fit-outs), office & lab machinery & equipment, computers, stock, lab books, prototypes and R&D materials – even mobile equipment.
  • Business Interruption Insurance: protecting your income streams when there’s an unexpected interruption to business operations.
  • Stock deterioration Insurance: critical protection for loss arising from malfunction or loss of power to fridges or freezers.
  • Terrorism Insurance: protects against loss or damage resulting from acts of terrorism or the ideologically motivated.
  • Discounted Health & Safety Services: access to specially designed risk assessments to help keep you compliant with Health & Safety legislation.

We make the complex simple: Lab Portfolio™ is available online now – the application process is quick and easy and entirely without obligation. Click here for the online application.

We can also provide:

Apply for a quote online or get in touch by using the form below.

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“I would highly recommend [La Playa] to any technology business that is looking for expert but straight forward insurance advice.”

Michael B, Venture Capitalist


Ready to work with us?

You can call us to talk more about your business on +44 (0)1223 200650 or +44 (0)20 3865 0149

What's Covered?

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About La Playa Science & Technology

Specialist & Independent

Specialist & Independent

La Playa's specialist Science & Tech team can help you protect your business with smart, flexible, high-performance insurance - with a friendly human UI. We understand the risks and pressures you face - and we speak your language.  We’ll support you with great advice - helping you make good decisions for your business. 

In-house IFA

We also offer Business Protection (including Key Person Insurance) and Employee Benefits: a joined up approach with a team of advisers working for your best financial interests - all under one roof

Advice You Can Trust

…from an expert who understands you

Tech-based business is 24/7, global and borderless, exposing you to new risks and liabilities - often in unfamiliar places. As the law struggles to keep pace with technology, insurance can provide a real safety net if you fall foul of changing legislation.

  • Specialist insurance for science and technology
  • Independent professional advice
  • Relationship-based service: right beside you when you make a claim
  • “Can do” culture
  • Seamless insurance across UK and US
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Photo of Hanna Beaumont FIRM

Hanna Beaumont FIRM


Direct Dial: +44 (0) 1223 200664

Mobile: +44 (0) 7795 473071

Email: hanna.beaumont@laplayainsurance.com

Twitter: @HannaBLaPlaya